Dr. Marios Kyriacou has 17 years’ experience in the banking and financial services sector. He is currently consulting credit institutions, investment firms and investment funds with regards to their optimal structure and set-up, licensing, and regulatory compliance. He is considered to be an expert in treasury risk management, counterparty credit risk measurement, operational risk management, capital adequacy optimisation, stress testing, and risk-based internal audit. Dr. Kyriacou was previously the Head of Risk Management with Piraeus Bank (Cyprus) for nearly 8 years; he was responsible for the management of credit risk, market and liquidity risk, operational risk and treasury middle office operations. Marios also worked for eight years at the City of London as Risk Manager with BNP Paribas UK investment bank. He holds a Ph.D. from Cambridge University, fully sponsored by the University, M.Phil. (Distinction) from Cambridge University, and a B.Sc. (First Class, Honours) from Warwick University. Marios is a Chartered Statistician awarded by the UK Royal Statistical Society. He is a member of several professional associations, speaker at international risk events and the author of risk management articles published in professional or academic journals. He is currently appointed as a non-Executive Board member in investment companies, and lectures risk management topics to M.Sc. Finance and MBA students at the University of Cyprus.